LIC Aam Aadmi Bima Yojana 2021: Online Application, Claim Form PDF

Aam Aadmi Insurance Scheme implemented LIC Aam Aadmi Bima Yojana Online Application | LIC Aam Aadmi Insurance Scheme Claim Form File | LIC Aam Aadmi Insurance Scheme in Hindi

LIC Aam Aadmi Insurance Scheme LIC is running to help rural landless families. Under this scheme, financial assistance in the form of life insurance will be provided to low-income landless families of rural areas such as fishermen, auto drivers, cobblers, etc. along with other facilities. Dear friends, today we tell you through this article LIC Aam Aadmi Insurance Scheme 2021 All the information related to the eligibility, documents, application process etc. are going to be provided, so read this article to the end and take advantage of the scheme.

LIC Aam Aadmi Insurance Scheme 2021

This scheme policy is a social security scheme. The scheme will provide coverage to the head of a landless family in rural areas of the state for partial and permanent disability or to an earning member of the family with the benefit of life insurance coverage. this LIC Aam Aadmi Insurance Scheme 2021 Under this, the premium will be paid annually to the beneficiaries. No premium will be charged from the accidental death / disability policy holder under this scheme. Interested beneficiaries who wish to avail this scheme will have to apply under this scheme. Aam aadmi insurance plan 2021 Under LIC, if a person dies due to natural causes, then LIC will be provided a lump sum of Rs 30,000 in insurance money to his family. This policy also provides scholarship benefits.

LIC Aam Aadmi Insurance Scheme

Pradhan Mantri Suraksha Bima Yojana

Funds to be provided under Aam Aadmi Bima Yojana 2021

Under this scheme, life insurance will be provided under various circumstances, which we have given below.

serial number cause Amount to be paid
1 Natural reason Rs 30,000
2 Complete permanent disability in accident, limiting the disability of both eyes or two fingers, disability of one eye and one finger. 75,000 rupees
3 Disability of one eye or one finger in accident Rs 37000
4 Accidental death 75,000 rupees

Kay Highlights LIC Aam Aadmi Insurance Scheme 2021

Name of the scheme LIC Aam Aadmi Insurance Scheme
Started by them By LIC
Beneficiary Lower class landless families in rural areas
an objective Providing life insurance

Simple life insurance plan

Premium being given in AABY 2021

Under this scheme, if life insurance is up to Rs 30000, then a premium of Rs 200 is charged every year. Out of which 50% of the premium from the Social Security Fund will be borne by the State Government / Union Territory and in case of other professional group the remaining 50% of the premium will be financed by the Nodal Agency and / or Member and / or State Government / Union Territory.

Purpose of Aam Aadmi Insurance Scheme

The main objective of this scheme is to provide life insurance to members of poor families. Through this scheme, every citizen of the country will be able to get their own insurance. LIC Aam Aadmi Insurance Scheme Under the scheme, financial assistance will be provided for the death as well as the disabled. If a beneficiary registered under the scheme dies or becomes disabled, an amount ranging from Rs 30000 to Rs 00 75000 will be provided to the beneficiary’s family. Through this scheme, poor families will be helped to fight the financial help that comes due to death or incapacitation of a family member.

Beneficiaries of LIC Aam Aadmi Bima Yojana

  • Briquette worker
  • cobbler
  • Cream
  • Carpenter
  • Bidi laborer
  • Handloom weaver
  • Handicraft artisan
  • Khadi weaver
  • Employees working
  • Lady tailor
  • Physically handicapped disabled person to be made a citizen
  • Sinner
  • Milk producer
  • Au driver
  • Rickshaw driver
  • Amendable
  • Disinterested employee
  • Urban tribal
  • Manufacturer
  • Agriculture
  • Anganwadi Teacher
  • Construction workers
  • Plantation laborers etc.

Natural or accidental death

  • After the death of the insured, the nominee of the insured will have to file a claim in LIC.
  • The nominee will have to fill the death claim form and submit it along with the death certificate to the nominee.
  • The claim form will be opposed by its repatriation officer.
  • After verification, the amount of claim would have reached the beneficiary’s home.
  • In case of natural death, claim form and death certificate will have to be submitted.
  • In case of death due to accident, a copy of FIR filed with the local police, post mortem report, police investigation report and final police report will have to be submitted.

Benefits of LIC Aam Aadmi Bima Yojana 2021

  • The benefit of this scheme will be provided to the poor families of the unorganized areas / low class of rural areas.
  • AABY 2021 Not only does it provide for death as well as disability problems, but it also ensures that at least 2 children in the family receive education without a break.
  • Under this insurance scheme, scholarships will be given to a maximum of two persons studying between 9th to 12th, subject to a maximum of Rs. 300 per month. This will be paid as a center basis.
  • LIC Aam Aadmi Insurance Scheme 2021 Under the During the period of insurance protection in a poor family, an amount of Rs 30,000 will be given to the nominated government if there is a death due to natural characteristics of the member.
  • If the death of the registered registrar is due to accident or disability, then according to the policy, an amount of 75,000 will be provided to the nominee.

Ineligibility of LIC Aam Aadmi Insurance Scheme

  • Suicide
  • Suicidal
  • Mental illness
  • Pregnancy or suffering
  • War or related situation
  • Medical expenses due to any accident
  • Points or death occurred due to criminal activities that violate the law
  • Caused injury or death due to participation in dangerous sports
  • Started or died due to biological, biological or radioactive zones

Eligibility of LIC Aam Aadmi Bima Yojana 2021 plan

  • Applicant must be a resident of India.
  • Applicants must be between 18 and 59 years of age.
  • Under this scheme, the applicant should belong to Below Poverty Line (BPL).
  • Families slightly above the poverty line who are part of any occupational group mentioned in the scheme.
  • Rural landless families will also be considered eligible under this scheme.
  • The beneficiary should be the head of the family and there should be only one earning person in the family.

LIC Aam Aadmi Insurance Plan 2021 Capers

  • Applicant’s Aadhar Card
  • Identity card issued by government department
  • Ration card
  • Knowledge certificate
  • School certificate proofs
  • Waiter id
  • mobile number
  • Pass size photo

How to apply for LIC Aam Aadmi Bima Yojana 2021 online?

Interested beneficiaries of the country who want to apply offline under this scheme, then they should follow the methods given below.

  • First of all you need LIC Official website . have to go. After visiting the official website, the home page will open in front of you.
LIC Aam Aadmi Insurance Scheme
  • On this home page, you will see the option of applying LIC Aam Aadmi Bima Yojana online, click on this option.
  • After clicking on the option, you will have opened the application form in front. You have to fill all the information asked in this application form.
  • After filling all the information you have to click on the send button. In this way you will have to apply.

How to apply

  • Interested beneficiaries who wish to apply for nursing under this scheme, they will first have to go to the NIC nodal agency. After that you will have to go there and get the application form.
  • After getting the application form, you have to fill all the information asked in the application form. After filling all the information, you will have to attach all your necessary papers in the application form.
  • Then you have to submit the application to LIC office. In this way your eastern application will be done.
  • More information about Aam Aadmi Bima Yojana can be obtained by calling or SMS on the number given below.
  • SMS LICHELP to 9222492224 or SMS LICHELP TO 56767877

LIC is the process of claiming under Aam Aadmi Bima Yojana

Under this scheme, a claim amount is sent to the beneficiary’s food through NEFT. If NEFT facility is not available, the amount of the benefit is deposited in the bank account after obtaining approval from the competent officer in the beneficiary’s account. If the approval is obtained then the claim amount is paid through Account Payee Check or any other mode selected by LIC. The process of claiming is as follows.

Procedure for claiming in case of disability

  • In this case, the claim will be claimed by the insured himself.
  • To do the film, the beneficiary has to submit all the important documents along with the claim form.
  • Important documents include the following documents.
    • Documentary proof of accident
    • Medical certificate
  • Medical certificate should be proof of disability of the insured.
  • The claim form will be opposed by its repatriation officer.
  • After successful protest, the claim amount will be credited to the beneficiary’s account.

Claim Procedure for Scholarship Benefit

Scholarships will also be provided to the children of the insured under the LIC Aam Aadmi Bima Yojana. The amount of scholarship will be 100 per month. This scholarship will be awarded at an interval of 6 months. The beneficiary must claim every 6 months to receive the scholarship. The process of claiming is as follows.

  • The child of the insured person will fill the application form for scholarship benefits.
  • This form will be filled at an interval of every 6 months.
  • After submission of the form, the form will be verified by the Nodal Officer.
  • The list of all students will be sent to LIC’s Pension and Group Scheme after verification by the Nodal Officer.
  • This list will contain the following information related to the students.
    • Name of Student
    • Student’s school name
    • Student class
    • Bill Member Name
    • Insured’s policy number
    • Bank account details
  • After successful verification of the form, the scholarship amount will be listed in the beneficiary’s account.
  • The scholarship is availed annually on January 1 and July 1 on a six-month basis.
  • After successful verification of the form, the scholarship amount will be listed in the beneficiary’s account.

Updated: March 26, 2021 — 7:16 pm

Leave a Reply

Your email address will not be published. Required fields are marked *